Short Term Car and Van Insurance
About the driver
- Private Car driver aged 18 to 75
- Commercial Vehicle driver aged 21 to 75
- You must have held your driver’s license for at least 6 months
- License type: Full UK or EU/EEA for at least 6 months if aged 18 to 25 (reduced to 3 months if aged over 25)
- Number of accidents, claims or losses in last 3 years must not exceed 2, regardless of fault
- Number of penalty points in last 3 years must not exceed 6
- Resident in UK for 12 months minimum
- Has a current permanent address as stated throughout this application (please note you may be asked to provide proof of residence in the event of a claim)
- Has not ever been refused insurance, had a policy cancelled or voided
- No driving ban in the last 60 months
- No conviction for any criminal offence or any possible prosecution pending.
About the vehicle and its usage
- Cars and Commercial Vehicles (up to 3.5 tonnes)
- Minimum value Cars and Vans: £500
- Maximum value Cars: £50,000
- Maximum value Vans: £25,000
- Social, Domestic and Pleasure or Social, Domestic and Pleasure + Commercial use only – usage will be restricted to social domestic and pleasure purposes, which includes commuting and personal business use only
- Vehicle must be registered in the UK
- Foreign use is not permitted
- Not for exporting – journeys must start and end in the UK
- Is not imported or left-hand drive and not modified (factory fitted extras or modifications for a disabled driver or passenger, or LPG conversions are acceptable).
- Has no more than 8 seats and is not a rental or hire vehicle (if commercial – no more than 5 seats)
- Must not be modified. LPG conversions and Disabled Modified are acceptable
- Have a valid MOT (if required), is
- NOT declared as SORN (off-road) with DVLA and has NOT been seized by the police.
- Not to be used for impounded or seized vehicles (unless specified as impounded cover)
- Not to be used for any form of motor racing, pacemaking, track days, motor trade usage or hire and reward
- Not for carrying hazardous goods or use at a hazardous location
- There is no cover under this policy for vehicles which are insured, owned by, operated by, supplied by, hired or rented from any Claims, Credit hire or Accident Management Company.
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Short Term Learner Driver Insurance
About the driver
- Private Car driver aged 18 to 75
- Commercial Vehicle driver aged 21 to 75
- You must have held your driver’s license for at least 6 months
License type: Full UK or EU/EEA for at least 6 months if aged 18 to 25 (reduced to 3 months if aged over 25) - Number of accidents, claims or losses in last 3 years must not exceed 2, regardless of fault
Number of penalty points in last 3 years must not exceed 6
Resident in UK for 12 months minimum - Has a current permanent address as stated throughout this application (please note you may be asked to provide proof of residence in the event of a claim)
- Has not ever been refused insurance, had a policy cancelled or voided
- No driving ban in the last 60 months
- No conviction for any criminal offence or any possible prosecution pending.
About the vehicle and its usage
- Cars and Commercial Vehicles (up to 3.5 tonnes)
- Minimum value Cars and Vans: £500
- Maximum value Cars: £50,000
- Maximum value Vans: £25,000
- Social, Domestic and Pleasure or Social, Domestic and Pleasure + Commercial use only – usage will be restricted to social domestic and pleasure purposes, which includes commuting and personal business use only
- Vehicle must be registered in the UK
Foreign use is not permitted - Not for exporting – journeys must start and end in the UK
- Is not imported or left-hand drive and not modified (factory fitted extras or modifications for a disabled driver or passenger, or LPG conversions are acceptable).
- Has no more than 8 seats and is not a rental or hire vehicle (if commercial – no more than 5 seats)
- Must not be modified. LPG conversions and Disabled Modified are acceptable
- Have a valid MOT (if required), is NOT declared as SORN (off-road) with DVLA and has NOT been seized by the police.
- Not to be used for impounded or seized vehicles (unless specified as impounded cover)
- Not to be used for any form of motor racing, pacemaking, track days, motor trade usage or hire and reward
- Not for carrying hazardous goods or use at a hazardous location
- There is no cover under this policy for vehicles which are insured, owned by, operated by, supplied by, hired or rented from any Claims, Credit hire or Accident Management Company.